EMERGENCY FUNDS

DEPOSITS AND WITHDRAWALS

Do you have an account you can withdraw from when an emergency hits?

As a banker and financial adviser I know first hand the importance of making regular deposits for later emergency needs or withdrawals.   

Let's look at the definitions: 

Deposit

noun

1. a sum of money placed or kept in a bank account, usually to gain interest.

2. a sum payable as a first installment on the purchase of something or as a pledge for a contract, the balance being payable later.

verb

1. put or set down (something or someone) in a specific place, typically unceremoniously.

2. store or entrust with someone for safekeeping.

Withdrawal

noun

the action of withdrawing something.

an act of taking money out of an account. 

a sum of money withdrawn from an account.

Reflecting on the above meanings think of your experience or the feeling you had when a need or an emergency arose and you had to take a trip to the bank to withdraw some of the funds you deposited.  

1. Were you excited, anxious or afraid? 
2. Was your need greater than what you had deposited? 
3. Was there insufficient funds?  
4. Did you have to take a loan for that emergency?

As you reflect on these questions in the natural, let's take a greater look from a spiritual standpoint.  

TODAY'S FOCUS:  SPIRITUAL BANKRUPTCY 

PRAYER BANK: 

Each of us have an account in the Prayer Bank of Heaven and are given an ATM card with a password 32484 (faith) in Jesus name to withdraw from when we need to make a purchase or need cash whether it is for ourselves, a loved one or another individual.  

 

But the availability of funds depends on the DEPOSIT to WITHDRAWAL discipline. 

If you fill up your prayer bank daily you will have something to withdraw from when the economy (enemy and life circumstances) strike.

Most people cannot withdraw from their own funds and always need a loan, (need someone to pray for them),  and are afraid that God will not hear them because they have not on speaking terms or have not been on a consistent communication relationship with him.  

You can't just make deposits only on payday or when you get your income tax (Blessings) you must make them every opportunity you get, because you never know when the weather will change.  You can't wait for when you have more time, when you not working, or when the children go to bed etc...  You must sacrifice (and those who save in the natural know that if you wait until you have a lot - things will always come up)  every chance you get to steal away and pray. Store up for the rainy days. There are also times of drought.  But God promises the comfort of the Holy Spirit to be your Helper Who prays and intercedes when you can't utter a word.  Emergencies do come up.  Natural and spiritual disasters winds will blow and satan sends darts every minute so you must have sufficient funds (prayers stored) for those "need now" withdrawals.  

How healthy is your Prayer Bank?

• Are you or have you been spiritually bankrupt?
• How consistent is your deposit (prayer time)
• How does you need match your deposits.  (Can you withdraw from your own funds) 
• Can you rely on your stored up prayers
• Do you have to get a loan? (pastor, friend or the police)
• Is there a reserve if the situation last for a long time?
• Do you have a plan of action for replenishment?

While it is because of God's mercies you are not consumed.  It is a requirement that you be consistent and watchful in prayer as you pray daily.  Do not faint, but pray without ceasing.  

Remember, you can only withdraw from what you have deposited.  Anything over will result in an overdraft and you may get your prayers returned for insufficient funds. As in the natural your deposit bears interest so God will give you back more than you invested once you understand that it is only through and by His grace and mercies and not through your own efforts.  Invest wisely and save up not just for the rainy seasons but for times of drought.    

God Bless and Keep the Faith!

Virtuous Jewel